307-316-8240 | 630-416-8799 | 720-684-6012 ☰ ˟
 
Request Service File a Claim
Cheyenne: 307-316-8240
Chicago: 630-416-8799
Denver: 720-684-6012
  • Home
  • Get A Quote
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • Business Liability Insurance Quote
      • Commercial Property Insurance Quote
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • Condo Association Insurance
    • Condominium
    • Contractors Insurance
    • D & O Insurance
    • Errors & Omissions
    • Flood
    • General Liability Insurance
    • High Value Home Insurance
    • Homeowners
    • Hotel
    • Limousine
    • Liquor Based Business
    • Malpractice
    • Oil & Gas
    • Personal Umbrella Insurance
    • Renters
    • Trucking
    • Workers Compensation
  • Customer Service
    • AutomobileImage of right arrow
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Commercial Auto InsuranceImage of right arrow
      • ID Card Request Form
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
    • OtherImage of right arrow
      • Policy Review Request
      • Certificate of Insurance
      • Evidence of Property Insurance
  • Resources
    • Refer a Friend
    • Insurance Glossary
    • News Center
  • About Us
    • About Kelstar Inc.
    • Our Locations
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Icon  Icon Icon Icon Icon
Home > Personal Umbrella Insurance Home

Personal Umbrella Insurance


Personal Umbrella Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Personal Umbrella Insurance Quote

Personal Umbrella Insurance Information

What is personal umbrella insurance?

Home and auto insurance is an important step in your financial planning and a great way to protect your family’s assets. But, it is not without limitations. You can choose the amount of coverage you wish to own. But, these personal insurance policies will only cover up to a certain dollar amount. For coverage beyond those limitations, you will need umbrella insurance.

What are the benefits of personal umbrella insurance?

Standard insurance policies do provide valuable protection. But, there is still a chance that you can become financially liable for a sum larger than what your policies will cover. For instance, say you have a fire in your home, and it spreads to destroy your neighbor’s property. Does your home insurance policy include enough liability coverage to pay for the damages?

Umbrella insurance can protect your assets if you are held liable for property damage or bodily injury. It can also help cover legal fees, false arrest, libel and slander. If you are sued and do not have enough coverage with your standard policies, all your assets are exposed. This can include your house, car, financial and retirement accounts, and future income. 

Think of umbrella insurance as a blanket policy that adds another layer of coverage on top of your basic policies. When you’ve reached the limits on your home or auto insurance, your umbrella insurance then helps cover the remaining costs.

Learn more about umbrella insurance

If you want to protect you and your family from financial ruin due to an unforeseen accident, you may need an umbrella policy. Call us today to learn more.

Facebook
Twitter
Google+
LinkedIn
Get Directions
Contact Us Today





Resources
Products
Customer Service
Payment Options
Report a Claim
News
About Us
Refer A Friend
Our Carriers
Blog
Contact Us
Contact us 1603 Capitol Ave, Suite 414
Cheyenne WY 82001

P: 307-316-8240

2525 Cabot Dr, Suite 101
Lisle, IL 60532

P: 630-416-8799

7800 Miller Dr, Unit C
Fredrick, CO 80504

P: 720-684-6012


F: 866-832-0240
E: service@kelstarinsurance.com
© Copyright. All rights reserved. Powered by Insurance Website Builder.